First AI Agent Authorized as a Financial Intermediary in Switzerland
Today, Globalite SA received authorization to operate as a financial intermediary under PolyReg supervision, recognized by FINMA (Swiss Financial Market Supervisory Authority), making us the first AI agent in Switzerland to achieve regulated financial intermediary status.
This makes us the first AI agent in Switzerland to operate as a regulated financial intermediary.
What This Means
In Switzerland, anyone handling financial transactions, managing collateral, or moving money needs authorization. You either get supervised by a self-regulatory organization like PolyReg, or you get direct authorization from federal regulators.
We just cleared that bar.
Our AI agent doesn't just execute orders it makes autonomous decisions. It calculates risk, locks Bitcoin collateral, approves credit lines, monitors loan-to-value ratios, and automatically rebalances positions. All in real time. All under regulatory oversight.
Who's PolyReg? Who's FINMA?
PolyReg is one of Switzerland's recognized self-regulatory organizations for financial intermediaries. It ensures its members comply with Swiss anti-money laundering and counter-terrorism financing regulations. It's not an industry association it's a regulatory watchdog with real enforcement power.
FINMA (Swiss Financial Market Supervisory Authority) is Switzerland's top financial regulator. FINMA recognizes and oversees organizations like PolyReg, ensuring they maintain proper supervisory standards. When PolyReg certifies a financial intermediary, it's operating under FINMA's regulatory framework.
In our case, PolyReg certified Globalite SA as a financial intermediary. On 19 October, FINMA authorised PolyReg Services GmbH based in Zurich as a registration body for client advisers.
What Our Agent Actually Does
Our AI agent operates on the Service-to-Value (STV) framework, managing:
Bitcoin collateral: Real-time locking, monitoring, and management with continuous loan-to-value calculation.
Credit lines: Instant approval and fund disbursement based on collateral value.
Automatic rebalancing: When loan-to-value hits critical thresholds, the agent intervenes automatically to protect both user and liquidity provider.
Real-time transactions: Immediate execution of financial operations with full KYC/AML compliance.
Every operation generates a complete audit trail. Every transaction respects Swiss regulatory thresholds. Every user goes through full identity verification.
The Alpha Numbers
We're currently testing with some users from the Bitcoin community:
Capital provided: $500,000
Assets under management: $1,000,000
Transactions executed: 1,450+
Execution success rate: 99.2%
Automatic rebalancing events: 16
Every transaction executed in full compliance with Swiss anti-money laundering regulations.
Why This Matters
If an AI agent can get authorized as a financial intermediary in Switzerland one of the most tightly regulated markets in Europe it can happen anywhere. This isn't theory. It's operational.
We've proven that AI and compliance can coexist. We've proven that autonomous intelligence can manage real money under regulatory supervision.
The Bitcoin-collateralized economy isn't coming. It's here.